People with Medicare are drawn to Medicare Advantage for the extra benefits. Medicare Advantage plans offer extra benefits, like reduced cost-sharing, dental coverage, gym memberships and debit cards for over-the-counter medical supplies that are not covered by traditional Medicare.

New research from ATI Advisory finds that Medicare Advantage beneficiaries report spending nearly $2400 less on out-of-pocket costs and premiums annually compared to FFS Medicare beneficiaries — even as Medicare Advantage and FFS Medicare maintain similar per-beneficiary costs to the health care system.

Do Medicare Advantage plans let you see any doctor you want? While your plan won’t restrict your right to choose your care providers, they will likely deny coverage or charge a higher fee if you select a doctor outside of your plan’s network.